The Kaiser study... found that the average premium for a family policy offered at work rose above $13,300 in 2009 — up from $5,800 in 1999. The average employer paid more than $9,800 of that, while the workers contributed more than $3,500. The workers were also hit with larger co-payments and deductibles, while their policies often offered fewer benefits.
The premium increase this year was a relatively modest 5 percent, far below the 13 percent rate in two previous years. But that still far outpaced a 3.1 percent growth in wages and a small decrease in inflation. Absent meaningful reform, worse is sure to come.
Kaiser estimates that, if increases revert to the average of the last 10 years, health insurance premiums in 2019 will average a whopping $30,800, which it calls “a very scary number.” More immediately, a fifth of the employers surveyed said they are very likely to increase the amount that employees pay for premiums next year.
A Treasury Department study focused on the danger many Americans face in losing coverage:
Who threw the first punch depends on whom you ask. But who got the worst of it was fairly clear. Gladney was taken to the emergency room with injuries to his knee, back, elbow, shoulder and face and ended up in a wheelchair. His troubles were just beginning. Recently laid off, this particular anti-health reform protester, it turned out, had no health insurance. Last heard, he was still accepting donations for his medical expenses.