Friday, September 24, 2010

Democrats Should Campaign On New Health Care Protections

A number of new rules went into effect on Thursday under the Patient Protection and Affordable Care Act, including the following:

Starting now, insurance companies will no longer be permitted to exclude children because of pre-existing health conditions, which the White House said could enable 72,000 uninsured to gain coverage. Insurers also will be prohibited from imposing lifetime limits on benefits.

The law will now forbid insurers to drop sick and costly customers after discovering technical mistakes on applications. It requires that they offer coverage to children under 26 on their parents’ policies.

It establishes a menu of preventive procedures, like colonoscopies, mammograms and immunizations, that must be covered without co-payments. And it allows consumers who join a new plan to keep their own doctors and to appeal insurance company reimbursement decisions to a third party.

No barring of kids due to pre-existing conditions, no lifetime caps, no technical trickery, children on their parents' policy until age 26, preventive procedures, appealing reimbursement decisions. Terrible, isn't it? According to the Republicans and Fox News, you've lost your freedom and live in a doctrinaire socialist state.

The above are the reforms that the Republicans want to roll back or repeal. The Democrats should campaign from now until the November elections on what Americans have gained through this major legislative accomplishment–and what they stand to lose if the GOP takes over the House or Senate. Are the Democrats smart enough to do that?

2 comments:

Michael, The Molar Maven said...

The republicans are right! And when I turn 65, I am going to refuse Medicare to show my support.

Jeff Tone said...

That's what the Tea Partiers should do if they want to be philosophically consistent. They should refuse Social Security, too. Those two "big government" programs benefit them, though, so they don't mind the contradictions.